Welcome to Inspire Selection
Register   |   Login
 

Senior Credit Analyst - Arabic Speaker

Reference:
VAC-1111
Sector:
Finance, Senior Credit Analyst
Salary:
AED25,000 to AED30,000 Per Month
Benefits:
Education Allowance
Town/City:
Dubai, UAE
Contract Type:
Permanent

My client is an International Finance Company providing retail and wholesale financing solutions for all their equipment needs including purchase, protect, manage and resell

Responsibilities:

  • Negotiates complex financial transactions and prepares transactions for documentation and funding within limits of authority.  Negotiates changes in standard documents with legal assistance
  • Ability to write proposals for mid to large size credits with prudent credit assessment and risk management skills
  • Determines our customer credit worthiness, approves/rejects our customer deals within approved credit authority, recommends deals beyond credit authority, and restructures customer deals
  • Conducts and monitors credit investigations
  • Assists in leading the documentation of retail accounts receivable and administers in-processing, signing, and funding of documented transactions
  • Assists in managing accounting input and audits booked deals for accuracy
  • May provide training for employees in the areas of credit, documentation, and in-processing
  • Participates in accomplishment of continuous improvement objectives for the department

Requirements:

  • 7 to 10 years relevant credit experience in commercial and asset backed lending
  • Excellent Arabic and English skills
  • Knowledge of and ability to analyze customer credit summaries and past due accounts
  • Thorough knowledge of and demonstrated ability to apply financing and taxation principles
  • Thorough knowledge of and demonstrated ability to calculate casualty values and amortization schedules
  • Thorough knowledge of credit concepts and techniques
  • Knowledge of financing and leasing products of the subsidiary
  • Knowledge of and ability to apply past due account collection techniques
  • Thorough knowledge of financing and leasing documentation principles
  • Knowledge of billing, invoicing and dealer payment principles and concepts
  • Knowledge of security filing requirements and their applicability to bankruptcy laws and regulations
  • Knowledge of marketing, credit and customer services concepts and techniques
  • Ability to apply effective verbal, written, and listening communication skills with dealers, customers, company personnel, and the financial community
  • Ability to apply data collection and analysis skills

Thank you for your interest, all applications are viewed and evaluated according to the role requirements.  We aim to contact shortlisted candidates within 2 weeks.  As we often receive a high volume of applications we are unable to reply to everyone. If you have not heard back from us within 2 weeks please consider your application unsuccessful. (KM)